First direct is a refreshingly different bank They like to keep things simple and easy. Their services are designed around your day-to-day needs, so you can talk to a real person 24 hours a day, 365 days a year. You can call us any time, to check a your bank balance, arrange a bill payment or talk about extending your credit card limit. You can view, analyse and manage your money on-line and you can even receive information by text message. Look what else is on offer

• Automatic £500 Overdraft at 10.9% EAR
• Telephone or online banking
• £500 a day cash withdrawals
• Easily migrate from your current bank
• 24 hour, 365 days a year access
• Text Message Banking